--- title: "Insurance options beyond Turo protection plans - Turo Car Rental Hub | SideHustlr" description: "I'm considering adding commercial insurance on top of Turo's protection. Currently using the 85% plan but wondering if personal umbrella policies or ded..." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "DiscussionForumPosting", "@id": "https://sidehustlr.ai/forum/turo-car-rental/insurance-options-beyond-turo-protection-plans-7ccb3c42", "url": "https://sidehustlr.ai/forum/turo-car-rental/insurance-options-beyond-turo-protection-plans-7ccb3c42", "headline": "Insurance options beyond Turo protection plans", "text": "I'm considering adding commercial insurance on top of Turo's protection. Currently using the 85% plan but wondering if personal umbrella policies or dedicated rideshare insurance is worth it. What additional coverage do you carry?", "datePublished": "2026-01-08T01:52:04.333566+00:00", "dateModified": "2026-01-08T01:53:27.738023+00:00", "inLanguage": "en", "author": { "@type": "Person", "name": "CarlosHost", "url": "https://sidehustlr.ai/u/CarlosHost" }, "interactionStatistic": [ { "@type": "InteractionCounter", "interactionType": "https://schema.org/LikeAction", "userInteractionCount": 0 }, { "@type": "InteractionCounter", "interactionType": "https://schema.org/CommentAction", "userInteractionCount": 2 } ], "isPartOf": { "@type": "DiscussionForum", "name": "Turo Car Rental Community Hub", "url": "https://sidehustlr.ai/hub/turo-car-rental" }, "mainEntityOfPage": { "@type": "WebPage", "@id": "https://sidehustlr.ai/forum/turo-car-rental/insurance-options-beyond-turo-protection-plans-7ccb3c42" }, "publisher": { "@type": "Organization", "name": "SideHustlr", "url": "https://sidehustlr.ai" }, "image": "https://auwlwdihpyweqjalfitu.supabase.co/storage/v1/object/public/side-hustle-logos/37meehv7im4-1765234013332.png", "commentCount": 2, "comment": [ { "@type": "Comment", "@id": "https://sidehustlr.ai/forum/turo-car-rental/insurance-options-beyond-turo-protection-plans-7ccb3c42#comment-cb47bac2-f599-4da5-8fe5-913e53710523", "text": "I carry a $2M umbrella policy on top of Turo's 85% plan. Cost me about $300/year extra but the peace of mind is worth it. Some hosts use commercial policies from companies like Roxbury or American Modern.", "datePublished": "2026-01-08T01:53:27.738023+00:00", "author": { "@type": "Person", "name": "AmandaWheels", "url": "https://sidehustlr.ai/u/AmandaWheels" }, "interactionStatistic": [ { "@type": "InteractionCounter", "interactionType": "https://schema.org/LikeAction", "userInteractionCount": 0 } ] }, { "@type": "Comment", "@id": "https://sidehustlr.ai/forum/turo-car-rental/insurance-options-beyond-turo-protection-plans-7ccb3c42#comment-793f41d2-7cbe-4d5d-a9cf-85a8c872ed6e", "text": "Make sure to disclose your Turo activity to your personal insurance company! Some will cancel your policy if they find out you're renting your car commercially without telling them.", "datePublished": "2026-01-08T01:53:27.738023+00:00", "author": { "@type": "Person", "name": "DerekAutoHost", "url": "https://sidehustlr.ai/u/DerekAutoHost" }, "interactionStatistic": [ { "@type": "InteractionCounter", "interactionType": "https://schema.org/LikeAction", "userInteractionCount": 0 } ] } ] }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://sidehustlr.ai/" }, { "@type": "ListItem", "position": 2, "name": "Hustle Hubs", "item": "https://sidehustlr.ai/hustle-hubs" }, { "@type": "ListItem", "position": 3, "name": "Turo Car Rental Community", "item": "https://sidehustlr.ai/hub/turo-car-rental" }, { "@type": "ListItem", "position": 4, "name": "Insurance options beyond Turo protection plans" } ] } ] --- [$ Earn as a mentor](/become-a-mentor)[How it works](/how-it-works) [![SideHustlr - Earn more. Stress less.](/SideHustlr-Logo.png)](/) [Take the Quiz](/quiz)[Sign In](/auth) Toggle menu [![SideHustlr - Earn more. Stress less.](/SideHustlr-Logo.png)](/)[Sign In](/auth) 1. [Home ](/) 2. [Hustle Hubs](/hustle-hubs) 3. [Turo Car Rental](/hub/turo-car-rental) 4. Insurance options beyond Turo protection plans Turo Car Rental · general # Insurance options beyond Turo protection plans ![CarlosHost](https://api.dicebear.com/7.x/avataaars/svg?seed=CarlosHost) CarlosHost 8 months ago I'm considering adding commercial insurance on top of Turo's protection. Currently using the 85% plan but wondering if personal umbrella policies or dedicated rideshare insurance is worth it. What additional coverage do you carry? 2 replies 0 ## Replies (2) ![AmandaWheels](https://api.dicebear.com/7.x/avataaars/svg?seed=AmandaWheels) AmandaWheels · 8 months ago I carry a $2M umbrella policy on top of Turo's 85% plan. Cost me about $300/year extra but the peace of mind is worth it. Some hosts use commercial policies from companies like Roxbury or American Modern. 0 ![DerekAutoHost](https://api.dicebear.com/7.x/avataaars/svg?seed=DerekAutoHost) DerekAutoHost · 8 months ago Make sure to disclose your Turo activity to your personal insurance company! Some will cancel your policy if they find out you're renting your car commercially without telling them. 0 Login to join the discussion Login to Reply [![SideHustlr - Earn more. 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